From Blueprint to Bottomline.

Accounting & Tax Planning for Blue-Collar Service Businesses.

We help the people who build, fix, and run things build wealth.

Bookkeeping, accounting, tax planning, tax preparation, IRS assistance, tax representation, and fractional CFO services — organized under one roof the way a family office does it, built for the businesses that do the real work.

Start Your Blueprint Tell Us What You're Building

Understanding the Model

What Is a Family Office?

Traditionally

A family office is a private wealth management firm that serves a single ultra-high-net-worth family. Rather than hiring a patchwork of outside advisors, the family employs a dedicated team to manage every financial and operational matter under one roof.

▪A private organization that manages the wealth, investments, and financial affairs of a single affluent family.
▪Coordinates investment management, tax, accounting, legal, estate, and philanthropic activities under one roof.
▪Employs a team of professionals dedicated to preserving and growing family wealth across generations.
▪Historically reserved for families with hundreds of millions — or billions — in assets.

Rooftop Financial applies that same coordinated structure to financial services — bookkeeping, accounting, tax planning, tax preparation, IRS assistance, tax representation, and fractional CFO support — for the blue-collar service businesses that actually build this country.

Same structure. Built for the businesses that do the real work.

Why Rooftop

Why We Consider Ourselves
a Family Office.

A family planning their financial future together

The structure is the same. The difference is who it serves. We apply the family office model to blue-collar service businesses — the trades, contractors, and crews who are actively building — not just those who have already arrived.

▪We bring the family office structure — coordinated financial services under one roof — to the blue-collar service businesses that actually build this country.
▪Bookkeeping, accounting, tax planning, tax preparation, IRS assistance, tax representation, and fractional CFO services are organized around you and your business.
▪We act as the single point of accountability, coordinating every financial service and outside professional so the pieces work together.
▪You don't need a billion-dollar balance sheet to deserve financial infrastructure built around your business.

Same model. Different mission.

Who We Serve

Everyday People Build
Extraordinary Things.

Our clients don't all look the same.

▪Plumbers, electricians, and HVAC crews.

▪Landscapers, cleaners, and home-service operators.

▪Contractors, builders, and trades businesses.

▪Fleet operators and field-service companies.

▪Owner-operators just getting started.

▪Established service businesses with a crew and a payroll.

What they have in common is simple:

They're building something.

Rooftop Financial exists to help them build it with intention — and keep more of what they earn.

Our Ultimate Mission

What We're Building Toward.

Vision

To see blue-collar service businesses manage their financial lives like they're building wealth — long before anyone calls them wealthy.

Mission

Our mission is to help the people who build, fix, and run things build wealth.

We do it through accounting, tax planning, and tax preparation services — bringing the right resources and people together under one roof, the way a family office does it.

Our Story

We Are Rooftop.

In Mark 2:1-12, four friends carry a paralyzed man to Jesus. When they couldn't get through the crowd, they didn't turn back. They carried him up, tore through the rooftop, and lowered him down (Mark 2:4). It took extreme effort, unwavering commitment to their friend, and a willingness to break through the obstacles that stood in the way of healing.

That story is the heartbeat of Rooftop.

Our founder, Frank, knows what it means to hit rock bottom. He ran a construction operation that failed, and when it did, his life fell apart with it. The debt, the stress, the weight of it all, it took everything. He lost the business, and for a season, he lost himself too.

But Frank didn't stay down. With a relentless commitment to Christ and a community of people who refused to let him go, he started rebuilding. One day at a time, one decision at a time, he pulled himself out of the hole. He rebuilt himself, and then he rebuilt his operation, stronger and more disciplined than before.

Frank didn't learn turnaround from a textbook. He lived it. Before he built this firm, he had to rebuild himself. Like the man lowered through the roof, his own turnaround required radical intervention, deep faith, and people willing to carry the weight when he couldn't do it alone.

Today, we lead Rooftop Financial with that same conviction, but the mission has grown. We've seen too many blue-collar service businesses working hard without clean books, a real tax plan, or someone in their corner when the IRS comes calling. We don't just file returns. We help ownership think through the decisions between the blueprint and the bottomline — bookkeeping, accounting, tax planning, tax preparation, IRS assistance, tax representation, and fractional CFO support. We get on the roof. We do the heavy lifting. And we lower the resources down to the businesses that need them most.

What Guides Us

Our Core Values.

Five convictions, rooted in Scripture and lived out in every engagement, shape how we serve the small businesses that build our world.

Discipline

Hebrews 12:11

"No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it."

We maintain strict operational systems, accurate financial models, and reliable routines that protect our clients' time and capital.

Stewardship

1 Corinthians 4:2

"Moreover, it is required of stewards that they be found faithful."

We treat every client's resources as a sacred trust, managing them with the highest level of fiduciary responsibility, waste elimination, and long-term strategic care.

Transformation

Romans 12:2

"Do not conform to the pattern of this world, but be transformed by the renewing of your mind."

We refuse to accept the chaotic status quo. Instead, we elevate and modernize small businesses through continuous education and modern financial infrastructure.

Transparency

1 John 1:7

"But if we walk in the light, as he is in the light, we have fellowship with one another..."

We operate entirely in the light, delivering honest data, clear reporting, upfront pricing, and absolute clarity to our team and clients without hidden agendas or confusing jargon.

Love

1 Corinthians 16:14

"Let all that you do be done in love."

We lead with genuine empathy, actively serving the small business community, honoring the dignity of their hard work, and prioritizing their long-term well-being over short-term profits.

What Are You Building?

Tell Us What You're Building.

You don't need to have everything figured out before you reach out. Bring us the idea, the property, the business, the problem, or the opportunity. We'll start with where you are and help you build the blueprint to get there.